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    Umbrella Policy

    Friday, October 28, 2005
    Umbrella policies are one of the most important insurance products to carry. Maybe you have seen the commercial that shows a family losing their home after being sued after an accident - that is because they did not have an umbrella policy to cover them further. Most umbrella policies cover you for an additional 1 million dollars in case you are sued, like in this case - it sounds like a lot of coverage but you need it and it is fairly inexpensive to carry. My insurance agent gave me this example years ago - say your teenage daughter is downhill skiing and wipes out a CEO who sues your family for lost income - you really could lose everything. Or, as in the commercial, someone can sue you for medical injury due to a crash and you can lose everything. Call your insurance agent today and check to make sure you are covered!!!